Explore various types of CIMB Niaga credit cards that offer a variety of benefits, from attractive cashback to low-interest installment facilities, to maximize your savings. your financial experience.
CIMB Niaga has various types of credit cards designed to meet the various financial needs of its customers.
With options ranging from premium cards for international travel to cards that comply with sharia principles, CIMB Niaga offers credit card solutions that can be tailored to your lifestyle and financial preferences.
In this article, we will discuss 10 types of CIMB Niaga Credit Cards and their benefits that can provide easy transactions and improve the quality of your financial management. Here is a complete explanation of these cards.
1. CIMB Niaga Ultimate
CIMB Niaga Ultimate is a premium credit card that offers various exclusive benefits for its users. With an annual fee of IDR 3 million for the main card and IDR 1.5 million for additional cards, this card provides many very profitable benefits, especially for users who often make international transactions.
One of its superior features is a 4% cashback for Non-Rupiah transactions, such as in Japan, South Korea, China, and Taiwan, making it ideal for overseas spending.
In addition, CIMB Niaga Ultimate cardholders can collect 9x Poin Xtra with a minimum transaction of IDR 10,000, which can be used for various reward programs.
This card also offers low-interest installments ranging from 3 to 36 months, as well as exclusive access to JCB Plaza Lounges at various international airports, making it the perfect choice for frequent travelers.
2. CIMB Niaga World
CIMB Niaga World is a credit card that is suitable for those of you who are looking for benefits related to lifestyle and entertainment.
With the same annual fee as CIMB Niaga Ultimate, which is IDR 3 million for the main card and IDR 1.5 million for additional cards, this card offers various attractive facilities.
One of them is golf privileges that allow cardholders to enjoy discounts of up to 50% at certain golf courses in several major cities.
In addition, this card offers double Xtra Points for every transaction, access to airport lounges, and travel insurance protection that protects cardholders during international travel.
CIMB Niaga World is the right choice for travelers and those who want to get more from every transaction they make.
3. CIMB Niaga World ALL Accor Live Limitless
For those of you who often stay at Accor chain hotels, CIMB Niaga World ALL Accor Live Limitless is an excellent choice.
The card provides exclusive access to Accor hotels and restaurants in Asia Pacific, including free accommodation and free dining every year. In addition, cardholders will earn ALL Rewards Points that can be redeemed for hotel services or dining at Accor.
In addition to accommodation and dining benefits, this card also offers travel insurance protection facilities and free access to various airport lounges in major cities.
With these benefits, this card is an ideal choice for those who travel frequently and seek convenience in every trip.
4. CIMB Niaga Precious
CIMB Niaga Precious is a credit card with a relatively affordable annual fee of IDR 350 thousand for the main card and IDR 150 thousand for additional cards.
This card provides various attractive benefits for cardholders, including health insurance for cervical or breast cancer patients with compensation of up to IDR 100 million.
In addition, cardholders will also get a shopping voucher bonus worth IDR 1 million with a minimum transaction of IDR 15 million in two billing periods.
This card also provides a 0% installment facility for transactions over IDR 500 thousand and installments that can be extended up to 36 months.
With these features, CIMB Niaga Precious is the right choice for those of you who want insurance protection and easy shopping with light installments.
5. CIMB Niaga Visa Travel Card
CIMB Niaga Visa Travel Card is a credit card specifically designed for international travelers. With an annual fee of IDR 350 thousand for the main card and IDR 150 thousand for additional cards, this card offers Xtra Points that can be exchanged for flight miles.
Cardholders can also enjoy 0% installments for transactions over IDR 500 thousand for 3 months.
In addition, this card provides travel insurance protection facilities, including accident and travel inconvenience protection, as well as access to airport lounges at various major airports in Indonesia.
This card is perfect for those of you who frequently travel abroad and want to maximize every trip with various premium facilities.
6. CIMB Niaga Wave n Go
CIMB Niaga Wave n Go is the first credit card with contactless payment features in Indonesia. This card is designed to provide shopping convenience, especially on e-commerce platforms.
With 10% cashback for online transactions (except hotels, airlines, and tours), this card is perfect for those who frequently shop online. In addition, users also get 0% installments for transactions starting from IDR 500 thousand for 3 months.
Another advantage is that it is free of annual fees, making this card very economical to use. This card also offers attractive bonuses at merchants that work with CIMB Niaga, giving more benefits to its users.
7. CIMB Niaga Gold
CIMB Niaga Gold is a credit card option that provides shopping convenience with affordable installment interest rates.
With installment terms ranging from 3 to 12 months, this card is perfect for those who want to make large purchases and pay in light installments. This card also allows cardholders to make cash withdrawals and enjoy various other transaction benefits.
Cardholders can also enjoy a lifetime waiver of annual fees specifically for cards with the MasterCard logo. With the various conveniences offered, CIMB Niaga Gold provides a more economical and practical shopping experience.
8. CIMB Syariah Gold
CIMB Syariah Gold is a credit card designed for those who want usury-free transactions. Based on sharia principles, this card uses sharia contracts such as Kafalah, Qardh, and Ijarah, so that all transactions carried out are in accordance with Islamic law.
This card offers competitive exchange rates for international and domestic transactions, as well as providing easy monthly bill payments for various services such as electricity, telephone and internet.
Additionally, cardholders enjoy a lifetime annual fee waiver for the primary card, making it a very economical and sharia-compliant option.
9. CIMB Niaga Platinum
CIMB Niaga Platinum is a premium credit card that offers various attractive benefits. This card is equipped with easy installment facilities and competitive interest rates.
Cardholders also get a range of international travel benefits, including travel insurance protection, as well as access to premium services that make every trip more convenient.
10. CIMB Niaga Classic
CIMB Niaga Classic is an entry-level credit card that is ideal for those who are using a credit card for the first time.
With an affordable annual fee, this card provides installment facilities with low interest and points collection that can be exchanged for various attractive prizes. This card is the perfect choice for cardholders who are just starting out on their financial journey.
CIMB Niaga offers various types of credit cards designed to meet the financial and lifestyle needs of its users.
With various attractive features, ranging from easy installments, cashback, to insurance protection, you can choose the credit card that best suits your needs.
Mega Bank Credit Card offers a variety of options with exclusive benefits, ensuring convenience and flexibility in your financial transactions. Be sure to consider the features and benefits of each type of credit card so you can maximize your use and get greater benefits.